Maximum charges permitted in Ontario for payday loan: 14% of the principal. We charge: 14% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $42 Annual Percentage rate = 365%


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Payday Loans in Alberta
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Canada

CREDIT COUNSELLING CANADA

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Alberta

CREDIT COUNSELLING SOCIETY

nomoredebts.org
1–888-527–8999

Ontario

ONTARIO ASSOCIATION OF CREDIT COUNSELLING SERVICE

oaccs.com
1–905–945-5644

Nova Scotia

CREDIT COUNSELLING SERVICES OF ATLANTIC CANADA

solveyourdebts.com
1–888-753–2227

British Columbia

CREDIT COUNSELLING SOCIETY

nomoredebts.org
1–888-527–8999

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Payday Loans are high-cost loans. Loan amounts depend on net pay and other qualifying requirements.

British Columbia Residents: The maximum fee allowed for a Payday Loan in BC is 14% of the principal. We charge $14 per $100 borrowed. For example, a $300 loan over 14 days has a total borrowing cost of $42, requiring repayment of $342, with an APR of 365.00%

Manitoba Residents: The maximum allowable charge is 14% of the principal. We charge $14 per $100 loaned. Example: A $300 loan for 12 days costs $42 to borrow, with total repayment of $342 and an APR of 425.83%. Contact Manitoba Consumer Protection Office at 1-204-945-3800 or visit gov.mb.ca/cp/cpo.

Nova Scotia Residents: Cost of borrowing is $14.00 per $100 on a $300 loan for 14 days (365.00% APR).

Ontario Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per $100. A $500 loan for 14 days costs $70 to borrow, with total repayment of $570 and an APR of 365.00%.

Saskatchewan Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per $100. A $300 loan for 14 days costs $42 to borrow, with total repayment of $342 and an APR of 365.00%.

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