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The Canada Child Benefit is a big help to lots of Canadian families in meeting the needs of the children. It helps with child-raising expenses right up until the child is 18 years old. It’s been colloquially over the years known as the “baby bonus.”
What you may not know is that you can get a baby bonus payday loan.
These benefits are guaranteed over the year, making them a qualified source of income when applying for a short-term loan with Delta Cash. Sometimes the costs of raising the children don’t come all in one even stream over the course of the year. When something urgent comes up, using your baby bonus to get a child tax credit loan can make all the difference in a tough situation.
Baby bonus benefits vary based upon a range of considerations. But in a family with multiple children the credit could be a $1000 or more each month.
Check out the Canadian government’s child tax credit calculator to get a better grasp on your own situation.
This money can be especially helpful when the parents are temporarily struggling to make ends meet. Such a situation could be a perfect one to leverage your baby bonus to get access to funds when you need them.
We allow you to use your baby bonus as part of your minimum required income to be eligible for a child tax credit loan that can be as much as $1,500.
Our online lending process has streamlined everything to make it as smooth and easy as imaginable. The whole process usually won’t even take an hour. You don’t need any collateral. Nor are there any limits on how you use your child tax credit loan.
For your convenience, we’ve also included a quick-reference table below of the provincial programs that are available to augment the federal child tax benefit.See the table below for how government benefits come into play for baby bonus loans.
There’s also provided a table which allows you to quickly reference other provincial programs to supplement your federal child tax benefit.
Amounts and eligibility may vary. Please be sure to confirm this information with your own research.
Things are constantly popping up in life putting our financial resources to the test. That’s even more true when you’ve children to care for. Perhaps it’s just something you forgot about or maybe it’s something you couldn’t possibly have anticipated. It doesn’t really matter, somehow you need to come up with the funds to cover it. Our flexible and instant process assures you can get the child tax credit loan you need, when you need it, free of bother and worry. We want to make your – and your family’s – financial life better.
There are some costs that all parents are all too familiar with. Dental treatments can be awfully costly. And every parent needs the occasional break. How much is childcare costing you these days? These are just the kinds of situation for which the child tax credit loan offers a perfect solution. Any time of day, any day of the week, you can access up $1,500 to take care of the unexpected costs that inevitably arise when you’re raising a family. When most other lenders are closed, we’re always ready to lend you that helping financial hand when you need it.
For many people, short of the house, the car not working is the single greatest challenge. How do you get to work, get the kids to school, do the shopping, make it on time to soccer practice? Life won’t stand still while you save up over the next month to pay for the repairs. Our child tax credit loan solution will keep you and your family on the go. It’s fast, easy and convenient.
We know that you want to have a great home for your kids. Everything breaks down, though, if you use it enough. And what do you use more than your house. Did the roof start leaking? Did the basement flood? Nobody wants to live like. And you sure don’t want your children living that way. A child tax credit loan from Delta Cash is just the solution you need.
We’ve all been there, when things just keep piling up and you’re on the verge of total burnout. Under those conditions, you don’t feel like you’re able to be the best parent you can be. Sometimes the only solution is an impromptu holiday. But if you hadn’t anticipated things going this way, you may not have the funds in hand for the spontaneous break that you need so much. A child tax credit loan from Delta Cash could have you sipping that Pina Colada on the beach, watching the kids building their sand castles, sooner than you’d believe. Don’t let bad credit history stop you, when you really need to get those extra funds to help out the kids. We’re less interested in what went wrong in the past, than in what can go right, today. If you can repay your loan, you’ll be eligible to apply for that child tax credit loan when life throws a surprise at you.
| Province | Program | Payment Amounts |
|---|---|---|
| Alberta | Alberta Family Employment Tax Credit (AFTC) | Up to $2,064 per year. |
| Alberta Child Benefit (AFC) | Up to $1,128 per year for first child and $564 for each additional child. | |
| British Columbia | BC Early Childhood Tax Benefit (BCECT) | Up to $660 per year per child. |
| Manitoba | Manitoba Child Benefit | Up to $420 per year per child. |
| New Brunswick | NB Child Tax Benefit (NBCTB) | Up to $250 per year per child. A $100 per year supplement for low-income families for school supplies. |
| Newfoundland | Newfoundland and Labrador Child Benefit (NLCB) | Up to $398 per year per child up to 3 children, or $486 per year per child for 4 or more children. |
| Mother Baby Nutrition Supplement (MBNS) | $60 per month for low-income families with children under 1-year old. | |
| Northwest Territories | Northwest Territories Child Benefit (NTCB) | Up to $815 per year for children under 6, scaled up to $2,445 per year for four children, plus $367 for each additional child. Up to $652 per year for children 6-17, scaled up to $1,956 per year for four children, plus $293 for each additional child. |
| Nova Scotia | Nova Scotia Child Benefit (NSCB) | Up to $625-900 per year per child depending on number of children. |
| Nunavut | Nunavut Child Benefit (NUCB) | $330 per child per year. A territorial workers’ supplement also pays $275 per year to families with one child, and $350 to families with two or more children. |
| Ontario | Ontario Child Benefit (OCB) | Up to $1,403 per year per child. |
| Prince Edward Island | PE Island Sales Tax Credit | Up to $55 per eligible dependent per year. |
| Quebec | Family Allowance (formerly Child Assistance) | Up to $2,472 per year per child, with reduced amounts for additional children. A bonus of up to $867 per year is available for single-parent families. There are also supplements available for disabled/handicapped children (up to $11,736) and for school supply needs (up to $102). |
| Saskatchewan | Saskatchewan Low Income Tax Credit (SLITC) | Includes benefit of up to $136 per child for up to 2 children, up to the family max credit of $964 per year. |
| Yukon | Yukon Child Benefit (YCB) | Up to $820 per year per child. |
Maximum charges permitted in British Columbia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%
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